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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Custer	Idaho	US
Total Applications	5	1,304	215,340
Average Loan	$176.0k	$186.7k	$213.1k
Loan to Income Ratio	6.91	2.49	2.29
Subprime Loans	—	2.45%	2.97%
Refinancing Loans	100%	61.73%	57.69%
Principal Dwellings	80%	87.12%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034