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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Fremont	Idaho	US
Total Applications	22	1,304	215,340
Average Loan	$188.8k	$186.7k	$213.1k
Loan to Income Ratio	2.22	2.49	2.29
Subprime Loans	—	2.45%	2.97%
Refinancing Loans	54.55%	61.73%	57.69%
Principal Dwellings	68.18%	87.12%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034