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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Daviess	Indiana	US
Total Applications	30	5,519	215,340
Average Loan	$100.7k	$141.0k	$213.1k
Loan to Income Ratio	3.60	1.83	2.29
Subprime Loans	—	6.60%	2.97%
Refinancing Loans	46.67%	54.01%	57.69%
Principal Dwellings	100%	92.90%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034