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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Harper	Kansas	US
Total Applications	4	2,340	215,340
Average Loan	$82.5k	$166.2k	$213.1k
Loan to Income Ratio	—	1.78	2.29
Subprime Loans	—	2.52%	2.97%
Refinancing Loans	50%	48.89%	57.69%
Principal Dwellings	100%	96.11%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034