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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Lake	Minnesota	US
Total Applications	7	3,189	215,340
Average Loan	$229.3k	$208.0k	$213.1k
Loan to Income Ratio	1.42	2.32	2.29
Subprime Loans	—	3.48%	2.97%
Refinancing Loans	42.86%	57.89%	57.69%
Principal Dwellings	57.14%	92.00%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034