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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Cascade	Montana	US
Total Applications	104	910	215,340
Average Loan	$152.1k	$195.1k	$213.1k
Loan to Income Ratio	2.45	2.45	2.29
Subprime Loans	0.96%	2.20%	2.97%
Refinancing Loans	53.85%	63.08%	57.69%
Principal Dwellings	93.27%	89.56%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034