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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Burlington	New Jersey	US
Total Applications	683	7,841	215,340
Average Loan	$231.2k	$263.4k	$213.1k
Loan to Income Ratio	2.34	2.46	2.29
Subprime Loans	2.20%	1.99%	2.97%
Refinancing Loans	58.86%	63.44%	57.69%
Principal Dwellings	96.34%	92.51%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034