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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Mellette	South Dakota	US
Total Applications	1	151	215,340
Average Loan	$30.0k	$157.5k	$213.1k
Loan to Income Ratio	—	2.15	2.29
Subprime Loans	—	2.65%	2.97%
Refinancing Loans	—	52.98%	57.69%
Principal Dwellings	100%	91.39%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034