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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Carson	Texas	US
Total Applications	6	14,794	215,340
Average Loan	$120.2k	$152.8k	$213.1k
Loan to Income Ratio	1.40	1.72	2.29
Subprime Loans	—	3.37%	2.97%
Refinancing Loans	16.67%	36.23%	57.69%
Principal Dwellings	100%	90.87%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034