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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	San Juan	Utah	US
Total Applications	15	3,628	215,340
Average Loan	$131.1k	$222.8k	$213.1k
Loan to Income Ratio	2.70	2.56	2.29
Subprime Loans	—	2.09%	2.97%
Refinancing Loans	66.67%	63.86%	57.69%
Principal Dwellings	100%	90.77%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034