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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Campbell	Virginia	US
Total Applications	63	6,743	215,340
Average Loan	$142.6k	$234.6k	$213.1k
Loan to Income Ratio	2.48	2.47	2.29
Subprime Loans	6.35%	2.30%	2.97%
Refinancing Loans	63.49%	58.34%	57.69%
Principal Dwellings	95.24%	91.92%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034