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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Okanogan	Washington	US
Total Applications	34	8,149	215,340
Average Loan	$203.6k	$251.3k	$213.1k
Loan to Income Ratio	1.76	2.75	2.29
Subprime Loans	—	1.29%	2.97%
Refinancing Loans	73.53%	65.59%	57.69%
Principal Dwellings	79.41%	90.12%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034