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GMAC BANK 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Uinta	Wyoming	US
Total Applications	20	636	215,340
Average Loan	$177.1k	$193.1k	$213.1k
Loan to Income Ratio	2.01	2.41	2.29
Subprime Loans	15%	2.36%	2.97%
Refinancing Loans	80%	56.92%	57.69%
Principal Dwellings	95%	92.61%	90.31%
Rejected Applications	—	—	—

GMAC BANK 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034