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FIRST COMMUNITY CREDIT UNION - PO BOX 2180
JAMESTOWN, 58402-2180

2008 Mortgage Research	Dickey	North Dakota	US
Total Applications	43	485	508
Average Loan	$40.4k	$58.7k	$59.4k
Loan to Income Ratio	0.67	0.90	0.92
Subprime Loans	30.23%	20.21%	20.08%
Refinancing Loans	20.93%	28.66%	28.94%
Principal Dwellings	93.02%	97.53%	97.24%
Rejected Applications	4.65%	6.80%	7.28%

FIRST COMMUNITY CREDIT UNION - PO BOX 2180JAMESTOWN, 58402-2180