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REDWOOD CREDIT UNION 3033 CLEVELAND AVENUE SUITE 100
SANTA ROSA, 95403

2008 Mortgage Research	Sonoma	California	US
Total Applications	968	1,661	2,016
Average Loan	$219.9k	$225.6k	$241.5k
Loan to Income Ratio	2.15	2.13	2.35
Subprime Loans	0.10%	0.30%	0.25%
Refinancing Loans	78.82%	77.66%	64.19%
Principal Dwellings	91.84%	87.78%	88.69%
Rejected Applications	1.03%	1.99%	2.33%

REDWOOD CREDIT UNION 3033 CLEVELAND AVENUE SUITE 100SANTA ROSA, 95403