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COMMONWEALTH CREDIT UNION P.O. BOX 978
FRANKFORT, 40602-0978

2008 Mortgage Research	Breathitt	Kentucky	US
Total Applications	5	499	590
Average Loan	$139.6k	$103.5k	$103.4k
Loan to Income Ratio	1.81	1.48	1.55
Subprime Loans	—	—	—
Refinancing Loans	80%	59.32%	50.17%
Principal Dwellings	100%	96.99%	96.95%
Rejected Applications	—	0.20%	0.17%

COMMONWEALTH CREDIT UNION P.O. BOX 978FRANKFORT, 40602-0978