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DU TRAC COMMUNITY CU P O BOX 3250
DUBUQUE, 52004-3250

2008 Mortgage Research	Dubuque	Iowa	US
Total Applications	222	411	570
Average Loan	$119.9k	$129.5k	$122.3k
Loan to Income Ratio	1.92	1.85	1.88
Subprime Loans	0.90%	1.22%	1.05%
Refinancing Loans	51.35%	52.31%	45.44%
Principal Dwellings	99.55%	99.03%	99.12%
Rejected Applications	5.86%	5.60%	9.47%

DU TRAC COMMUNITY CU P O BOX 3250DUBUQUE, 52004-3250