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UNIVERSITY OF WISCONSIN CREDIT 3500 UNIVERSITY AVE
MADISON, 53705

2008 Mortgage Research	Dane	Wisconsin	US
Total Applications	1,747	2,442	2,559
Average Loan	$159.2k	$150.6k	$150.4k
Loan to Income Ratio	1.71	1.64	1.68
Subprime Loans	—	—	—
Refinancing Loans	63.31%	61.59%	58.85%
Principal Dwellings	98.23%	96.56%	96.72%
Rejected Applications	5.15%	6.39%	10.55%

UNIVERSITY OF WISCONSIN CREDIT 3500 UNIVERSITY AVEMADISON, 53705