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COMMUNITY FIRST CREDIT UNION P.O. BOX 1487
APPLETON, 54912-1487

2008 Mortgage Research	Calumet	Wisconsin	US
Total Applications	424	4,499	4,615
Average Loan	$98.4k	$90.7k	$91.5k
Loan to Income Ratio	1.10	1.05	1.07
Subprime Loans	0.24%	0.64%	0.63%
Refinancing Loans	74.06%	72.97%	71.40%
Principal Dwellings	97.64%	96.00%	95.93%
Rejected Applications	4.72%	5.20%	6.83%

COMMUNITY FIRST CREDIT UNION P.O. BOX 1487APPLETON, 54912-1487