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ROYAL CREDIT UNION 200 RIVERFRONT TERRACE
EAU CLAIRE, 54703

2008 Mortgage Research	Barron	Wisconsin	US
Total Applications	170	2,432	3,190
Average Loan	$113.4k	$130.0k	$127.6k
Loan to Income Ratio	1.73	1.93	1.99
Subprime Loans	—	1.27%	1.41%
Refinancing Loans	75.88%	69.70%	53.89%
Principal Dwellings	92.94%	93.46%	93.86%
Rejected Applications	8.24%	12.05%	18.97%

ROYAL CREDIT UNION 200 RIVERFRONT TERRACEEAU CLAIRE, 54703