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ROYAL CREDIT UNION 200 RIVERFRONT TERRACE
EAU CLAIRE, 54703

2008 Mortgage Research Chippewa Wisconsin US
Total Applications 567 2,432 3,190
Average Loan $130.7k $130.0k $127.6k
Loan to Income Ratio 1.99 1.93 1.99
Subprime Loans 1.41% 1.27% 1.41%
Refinancing Loans 72.31% 69.70% 53.89%
Principal Dwellings 95.06% 93.46% 93.86%
Rejected Applications 11.29% 12.05% 18.97%
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