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Davis
COMMUNITY 1ST CREDIT UNION
235 RICHMOND AVENUE
OTTUMWA, 52501
2008 Mortgage Research
Davis
Iowa
US
Total Applications
45
502
503
Average Loan
$68.2k
$71.2k
$71.1k
Loan to Income Ratio
1.31
1.32
1.31
Subprime Loans
—
1.20%
1.19%
Refinancing Loans
40%
36.26%
36.18%
Principal Dwellings
100%
97.01%
97.02%
Rejected Applications
13.33%
13.75%
13.72%
IOWA Mortgage Rates
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30 Years Fixed
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15 Years Fixed
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5/1 ARM
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