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ELEVATIONS CREDIT UNION P.O.BOX 9004
BOULDER, 80301

2008 Mortgage Research	Custer	Colorado	US
Total Applications	7	1,455	1,455
Average Loan	$197.6k	$174.0k	$174.0k
Loan to Income Ratio	2.45	1.56	1.56
Subprime Loans	—	0.21%	0.21%
Refinancing Loans	85.71%	67.22%	67.22%
Principal Dwellings	100%	94.02%	94.02%
Rejected Applications	—	1.31%	1.31%

ELEVATIONS CREDIT UNION P.O.BOX 9004BOULDER, 80301