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PEOPLESBANK 314 HIGH STREET
HOLYOKE, 01040-6561

2008 Mortgage Research Hampshire Massachusetts US
Total Applications 159 390 621
Average Loan $226.7k $207.5k $208.2k
Loan to Income Ratio 2.23 2.02 2.16
Subprime Loans 1.26% 0.77% 0.48%
Refinancing Loans 40.25% 45.64% 29.79%
Principal Dwellings 93.08% 91.28% 91.79%
Rejected Applications 11.32% 14.62% 22.87%
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