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LEGACY BANKS 99 NORTH STREET, P.O. BOX 1148
PITTSFIELD, 01202

2008 Mortgage Research Berkshire Massachusetts US
Total Applications 426 439 564
Average Loan $187.8k $189.2k $173.9k
Loan to Income Ratio 1.73 1.72 1.69
Subprime Loans 0.94% 1.37% 8.33%
Refinancing Loans 54.93% 53.99% 48.94%
Principal Dwellings 89.20% 88.84% 89.18%
Rejected Applications
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