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ADIRONDACK BANK 185 GENESEE ST
UTICA, 13501

2008 Mortgage Research	Herkimer	New York	US
Total Applications	196	563	563
Average Loan	$64.6k	$64.1k	$64.1k
Loan to Income Ratio	0.90	0.87	0.87
Subprime Loans	14.80%	8.70%	8.70%
Refinancing Loans	32.14%	25.40%	25.40%
Principal Dwellings	92.86%	93.07%	93.07%
Rejected Applications	11.73%	16.87%	16.87%

ADIRONDACK BANK 185 GENESEE STUTICA, 13501