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THE PARK AVENUE BANK 3250 N. VALDOSTA RD.
VALDOSTA, 31604-3460

2008 Mortgage Research	Appling	Georgia	US
Total Applications	39	818	862
Average Loan	$73.6k	$108.7k	$120.7k
Loan to Income Ratio	1.34	1.17	1.19
Subprime Loans	20.51%	18.83%	18.45%
Refinancing Loans	51.28%	44.74%	45.59%
Principal Dwellings	92.31%	62.35%	61.25%
Rejected Applications	25.64%	14.91%	14.62%

THE PARK AVENUE BANK 3250 N. VALDOSTA RD.VALDOSTA, 31604-3460