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IRWIN UNION BANK 500 WASHINGTON ST
COLUMBUS, 47201

2008 Mortgage Research	Bartholomew	Indiana	US
Total Applications	380	684	820
Average Loan	$149.3k	$151.5k	$161.5k
Loan to Income Ratio	1.29	1.32	1.10
Subprime Loans	3.42%	3.51%	2.93%
Refinancing Loans	51.32%	57.31%	56.71%
Principal Dwellings	95%	89.62%	86.34%
Rejected Applications	5%	6.87%	7.32%

IRWIN UNION BANK 500 WASHINGTON STCOLUMBUS, 47201