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FIRST FARMERS BANK & TRUST 123 N. JEFFERSON ST.
CONVERSE, 46919

2008 Mortgage Research	Cass	Indiana	US
Total Applications	44	652	656
Average Loan	$74.7k	$97.1k	$98.4k
Loan to Income Ratio	1.09	1.48	1.49
Subprime Loans	6.82%	5.21%	5.18%
Refinancing Loans	52.27%	50.61%	50.61%
Principal Dwellings	95.45%	92.18%	91.92%
Rejected Applications	15.91%	16.10%	16.01%

FIRST FARMERS BANK & TRUST 123 N. JEFFERSON ST.CONVERSE, 46919