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LAPEER COUNTY BANK & TRUST CO. 83 W NEPESSING ST
LAPEER, 48446

2008 Mortgage Research	Lapeer	Michigan	US
Total Applications	96	117	119
Average Loan	$114.0k	$111.9k	$115.3k
Loan to Income Ratio	1.51	1.40	1.43
Subprime Loans	6.25%	7.69%	8.40%
Refinancing Loans	66.67%	64.96%	63.87%
Principal Dwellings	88.54%	85.47%	84.03%
Rejected Applications	—	—	—

LAPEER COUNTY BANK & TRUST CO. 83 W NEPESSING STLAPEER, 48446