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REGIONS BANK P.O. BOX 10247
BIRMINGHAM, 35202-0247

2006 Mortgage Research Alabama US
Total Applications 9,322 61,791
Average Loan $116.2k $131.8k
Loan to Income Ratio 1.43 1.40
Subprime Loans 12.54% 10.89%
Refinancing Loans 43.03% 42.67%
Principal Dwellings 85.22% 84.93%
Rejected Applications 24.76% 25.70%