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REGIONS BANK 1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, 35203

2008 Mortgage Research	Baldwin	Alabama	US
Total Applications	998	11,148	74,734
Average Loan	$220.7k	$144.5k	$160.4k
Loan to Income Ratio	1.60	1.59	1.54
Subprime Loans	3.61%	5.62%	5.71%
Refinancing Loans	55.71%	50.41%	51.11%
Principal Dwellings	72.85%	85.63%	83.58%
Rejected Applications	—	—	—

REGIONS BANK 1900 5TH AVENUE N - ALBH10903BBIRMINGHAM, 35203