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DACOTAH BANK 308 S MAIN STREET, PO BOX 1210
ABERDEEN, 57102-1210

2008 Mortgage Research	Adams	North Dakota	US
Total Applications	28	318	1,607
Average Loan	$81.5k	$89.4k	$101.0k
Loan to Income Ratio	1.18	1.09	1.09
Subprime Loans	17.86%	36.16%	18.61%
Refinancing Loans	71.43%	41.51%	48.16%
Principal Dwellings	78.57%	78.62%	80.65%
Rejected Applications	—	—	—

DACOTAH BANK 308 S MAIN STREET, PO BOX 1210ABERDEEN, 57102-1210