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DACOTAH BANK 308 S MAIN STREET, PO BOX 1210
ABERDEEN, 57102-1210

2008 Mortgage Research	Custer	South Dakota	US
Total Applications	47	1,270	1,607
Average Loan	$150.7k	$103.7k	$101.0k
Loan to Income Ratio	2.42	1.09	1.09
Subprime Loans	10.64%	14.25%	18.61%
Refinancing Loans	48.94%	50%	48.16%
Principal Dwellings	89.36%	81.42%	80.65%
Rejected Applications	—	—	—

DACOTAH BANK 308 S MAIN STREET, PO BOX 1210ABERDEEN, 57102-1210