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FIRST BANK OF BERNE 102 W. MAIN ST.
BERNE, 46711

2008 Mortgage Research	Adams	Indiana	US
Total Applications	241	489	562
Average Loan	$94.1k	$92.6k	$91.0k
Loan to Income Ratio	1.88	1.73	1.68
Subprime Loans	5.81%	6.13%	6.23%
Refinancing Loans	43.57%	41.10%	37.90%
Principal Dwellings	91.29%	91.82%	92.17%
Rejected Applications	3.73%	7.16%	6.41%

FIRST BANK OF BERNE 102 W. MAIN ST.BERNE, 46711