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BANKERS' BANK 7700 MINERAL POINT ROAD
MADISON, 53717

2008 Mortgage Research Gogebic Michigan US
Total Applications 23 161 1,432
Average Loan $106.3k $108.5k $144.4k
Loan to Income Ratio 1.35 1.55 1.80
Subprime Loans 4.35% 12.42% 2.79%
Refinancing Loans 43.48% 26.09% 44.20%
Principal Dwellings 91.30% 75.16% 89.87%
Rejected Applications 17.39% 3.11% 5.03%
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