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FIRST WESTERN BANK STURGIS PO BOX 9
STURGIS, 57785

2008 Mortgage Research	Mellette	South Dakota	US
Total Applications	1	543	570
Average Loan	$58.0k	$136.7k	$139.1k
Loan to Income Ratio	0.48	1.24	1.26
Subprime Loans	100%	16.21%	15.96%
Refinancing Loans	—	43.28%	42.63%
Principal Dwellings	100%	81.77%	81.93%
Rejected Applications	—	—	—

FIRST WESTERN BANK STURGIS PO BOX 9STURGIS, 57785