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M&T BANK 1 M&T PLAZA -15TH FLOOR
BUFFALO, 14203-2399

2008 Mortgage Research	Grand	Colorado	US
Total Applications	48	966	42,089
Average Loan	$266.1k	$254.2k	$185.7k
Loan to Income Ratio	2.03	2.21	2.03
Subprime Loans	2.08%	2.17%	4.71%
Refinancing Loans	62.50%	55.59%	44.32%
Principal Dwellings	2.08%	74.64%	79.82%
Rejected Applications	—	—	—

M&T BANK 1 M&T PLAZA -15TH FLOORBUFFALO, 14203-2399