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M&T BANK 1 M&T PLAZA -15TH FLOOR
BUFFALO, 14203-2399

2008 Mortgage Research Chautauqua New York US
Total Applications 167 10,873 42,089
Average Loan $66.5k $147.4k $185.7k
Loan to Income Ratio 0.94 1.59 2.03
Subprime Loans 10.78% 4.75% 4.71%
Refinancing Loans 18.56% 26.37% 44.32%
Principal Dwellings 34.73% 83.95% 79.82%
Rejected Applications
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