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M&T BANK 1 M&T PLAZA -15TH FLOOR
BUFFALO, 14203-2399

2008 Mortgage Research Dutchess New York US
Total Applications 289 10,873 42,089
Average Loan $227.4k $147.4k $185.7k
Loan to Income Ratio 1.67 1.59 2.03
Subprime Loans 1.73% 4.75% 4.71%
Refinancing Loans 37.02% 26.37% 44.32%
Principal Dwellings 91.70% 83.95% 79.82%
Rejected Applications
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