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M&T BANK 1 M&T PLAZA -15TH FLOOR
BUFFALO, 14203-2399

2008 Mortgage Research Bedford Pennsylvania US
Total Applications 114 6,516 42,089
Average Loan $69.9k $113.0k $185.7k
Loan to Income Ratio 1.20 1.45 2.03
Subprime Loans 6.14% 6.23% 4.71%
Refinancing Loans 32.46% 38.81% 44.32%
Principal Dwellings 64.04% 78.56% 79.82%
Rejected Applications
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