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BANK INDEPENDENT 710 S MONTGOMERY AVENUE
SHEFFIELD, 35660

2008 Mortgage Research	Colbert	Alabama	US
Total Applications	351	1,371	1,402
Average Loan	$79.2k	$88.8k	$90.8k
Loan to Income Ratio	1.09	1.24	1.25
Subprime Loans	23.08%	26.19%	25.96%
Refinancing Loans	53.28%	49.31%	49.00%
Principal Dwellings	69.23%	71.12%	71.26%
Rejected Applications	7.98%	8.39%	8.70%

BANK INDEPENDENT 710 S MONTGOMERY AVENUESHEFFIELD, 35660