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CHEMICAL BANK 333 E MAIN STREET
MIDLAND, 48640

2008 Mortgage Research Arenac Michigan US
Total Applications 127 5,710 6,110
Average Loan $69.5k $98.5k $99.5k
Loan to Income Ratio 1.19 1.31 1.34
Subprime Loans 15.75% 10.26% 9.67%
Refinancing Loans 57.48% 49.61% 46.81%
Principal Dwellings 94.49% 85.87% 86.12%
Rejected Applications 15.75% 15.38% 17.73%
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