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CHEMICAL BANK 333 E MAIN STREET
MIDLAND, 48640

2006 Mortgage Research Arenac Michigan US
Total Applications 106 4,884 4,910
Average Loan $67.3k $89.3k $89.9k
Loan to Income Ratio 1.02 1.24 1.24
Subprime Loans 1.89% 5.59% 5.56%
Refinancing Loans 53.77% 45.29% 45.25%
Principal Dwellings 90.57% 87.04% 86.82%
Rejected Applications