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CENTRAL BANK 1400 18TH STREET
SPIRIT LAKE, 51360

2008 Mortgage Research	Cherokee	Iowa	US
Total Applications	69	573	637
Average Loan	$94.5k	$122.3k	$133.3k
Loan to Income Ratio	1.33	1.56	1.57
Subprime Loans	10.14%	9.25%	9.11%
Refinancing Loans	42.03%	43.11%	44.43%
Principal Dwellings	92.75%	85.69%	85.24%
Rejected Applications	—	—	—

CENTRAL BANK 1400 18TH STREETSPIRIT LAKE, 51360