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FIRST NEBRASKA BANK 232 N SPRUCE ST, PO BOX 315
VALLEY, 68064-0315

2008 Mortgage Research	Butler	Nebraska	US
Total Applications	17	134	147
Average Loan	$57.9k	$83.8k	$85.7k
Loan to Income Ratio	1.04	1.24	1.30
Subprime Loans	52.94%	28.36%	28.57%
Refinancing Loans	76.47%	63.43%	62.59%
Principal Dwellings	76.47%	75.37%	76.87%
Rejected Applications	—	8.21%	9.52%

FIRST NEBRASKA BANK 232 N SPRUCE ST, PO BOX 315VALLEY, 68064-0315