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AMERICAN TRUST& SAVINGS BANK 895 MAIN STREET
DUBUQUE, 52001

2008 Mortgage Research	Dubuque	Iowa	US
Total Applications	484	576	699
Average Loan	$121.5k	$127.4k	$127.2k
Loan to Income Ratio	1.54	1.53	1.52
Subprime Loans	3.93%	3.82%	3.72%
Refinancing Loans	48.55%	48.96%	49.21%
Principal Dwellings	91.74%	91.15%	90.27%
Rejected Applications	3.51%	3.47%	5.29%

AMERICAN TRUST& SAVINGS BANK 895 MAIN STREETDUBUQUE, 52001