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FIRST INTERSTATE BANK PO BOX 30918
BILLINGS, 59116-0918

2008 Mortgage Research	Phillips	Montana	US
Total Applications	5	3,315	6,144
Average Loan	$467.0k	$129.1k	$141.6k
Loan to Income Ratio	1.12	1.39	1.50
Subprime Loans	—	12.31%	12.55%
Refinancing Loans	20%	32.52%	31.38%
Principal Dwellings	100%	85.37%	86.23%
Rejected Applications	—	1.72%	1.35%

FIRST INTERSTATE BANK PO BOX 30918BILLINGS, 59116-0918