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FIRST INTERSTATE BANK PO BOX 30918
BILLINGS, 59116-0918

2008 Mortgage Research	Ravalli	Montana	US
Total Applications	102	3,315	6,144
Average Loan	$139.5k	$129.1k	$141.6k
Loan to Income Ratio	2.14	1.39	1.50
Subprime Loans	7.84%	12.31%	12.55%
Refinancing Loans	41.18%	32.52%	31.38%
Principal Dwellings	88.24%	85.37%	86.23%
Rejected Applications	0.98%	1.72%	1.35%

FIRST INTERSTATE BANK PO BOX 30918BILLINGS, 59116-0918