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FIRST INTERSTATE BANK PO BOX 30918
BILLINGS, 59116-0918

2008 Mortgage Research	Yellowstone	Montana	US
Total Applications	701	3,315	6,144
Average Loan	$131.7k	$129.1k	$141.6k
Loan to Income Ratio	1.40	1.39	1.50
Subprime Loans	9.99%	12.31%	12.55%
Refinancing Loans	33.38%	32.52%	31.38%
Principal Dwellings	88.45%	85.37%	86.23%
Rejected Applications	1.43%	1.72%	1.35%

FIRST INTERSTATE BANK PO BOX 30918BILLINGS, 59116-0918