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SUNTRUST BANKS, INC P.O. BOX 4418, MAIL CODE 663
ATLANTA, 30302

2008 Mortgage Research Avery North Carolina US
Total Applications 10 2,666 22,254
Average Loan $1091.6k $287.4k $258.8k
Loan to Income Ratio 2.00 1.57 1.45
Subprime Loans 2.25% 2.40%
Refinancing Loans 60% 31.81% 20.33%
Principal Dwellings 30% 71.34% 78.80%
Rejected Applications 22.88% 33.69%
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